پرداخت ۳۲۰هزار فقره تسهیلات ازدواج از سوی بانک مهر ایران

به گزارش روابط عمومی بانک قرض‌الحسنه مهر ایران، ازدواج یکی از سنت‌هاي نيکويي است که در دين مبين اسلام نيز به آن توصيه شده و بنا بر حديث نبوي هر كه ازدواج كند، نيمي از دينش تكميل مي‌شود.
این در حالی است که شرایط دشوار اقتصادی در سال‌هاي اخير و نرخ تورم بالا باعث شده براي بسياري از جوانان مقدور نباشد که نسبت به انجام اين امر مبارک اقدام کنند. هزينه برگزاري مراسم، تأمين مسكن، تهيه لوازم خانگي و… برخي از مواردي است كه قيمت همه آن‌ها در سال‌هاي اخير با افزايش‌هاي قابل توجهي روبرو بوده است. اين مسئله باعث شده برخي از جوانان هر چند تمايل به ازدواج دارند، اما از آنجايي كه امكان پرداخت اين قبيل هزينه‌ها را ندارند، نتوانند ازدواج كنند و حتي نسبت به آن تا حدي هراس داشته باشند. هراسي كه بيش از هر چه، ريشه اقتصادي دارد.
یکی از مواردی که برای تسهيل ازدواج جوانان در نظر گرفته شده، وام‌هاي قرض‌الحسنه ازدواج است. ممکن است اين وام‌ها نتوانند تمام هزينه‌هاي مورد نياز براي يک ازدواج را پوشش دهند، اما از آنجايي كه در سال‌هاي گذشته با افزايش مبلغ روبرو بوده و تا حدي نرخ تورم را پوشش داده‌اند، قطعاً براي جواناني كه قصد ازدواج دارند، كمك‌هزينه مناسبي محسوب مي‌شوند.
تسهیلات ازدواج یکی از شناخته‌شده‌ترین نوع تسهيلات قرض‌الحسنه است که در سطح شبکه بانکي كشور پرداخته مي‌شود. دربرگيري و اهميت اين تسهيلات باعث شده برخي از مردم به اشتباه تسهيلات قرض‌الحسنه را صرفاً مترادف با اين تسهيلات در نظر گيرند.

کارنامه درخشان بانک مهر ایران در پرداخت تسهیلات ازدواج
بانک مهر ایران به‌عنوان نخستین و بزرگترین بانک قرض‌الحسنه کشور که تمام طرح‌های اعتباري آن بر مبناي عقد قرض‌الحسنه است؛ هر چند فراتر از يك طرح عمل مي‌كند و در حال حاضر با ۱۰ ميليون مشتري، بيش از ۸ ميليون فقره تسهيلات پرداخت كرده است، اما به‌طور مشخص در حوزه تسهيلات ازدواج نيز عملكرد چشمگيري داشته و سعي كرده تا با پرداخت گسترده تسهيلات قرض‌الحسنه ازدواج، به سهم خود زمينه را براي ازدواج جوانان فراهم كند.
بانک مهر ایران تنها در سال جاری نزدیک به ۱۴هزار و ۵۰۰ فقره تسهیلات ازدواج به ارزش ۷۵۰۰ ميليارد ريال پرداخت کرده است. اين بانک در مجموع ۳۲۰هزار فقره تسهيلات به ارزش تقريبي ۲۸هزار ميليارد ريال پرداخت كرده است. گفتني است بانك مهر ايران همواره پيشگام اجرايي كردن افزايش مبلغ تسهيلات قرض‌الحسنه ازدواج بوده و در سال‌هايي كه اين افزايش مبلغ تصويب شده، پيش از ساير بانك‌ها نسبت به اعمال آن اقدام كرده است.

طرح ویژه بانک مهر ایران برای تسهیل ازدواج جوانان
البته بانک مهر ایران تنها به پرداخت تسهیلات متعارف ازدواج بسنده نکرده و در این زمینه «طرح پيوند مهر ايران» را نيز اجرا مي‌کند و در چارچوب ان به مشتريان تسهيلاتي را پرداخت مي‌کند كه مي‌توانند در عين دريافت وام ازدواج، از اين طرح ويژه نيز بهره‌مند شوند.
جامعه هدف طرح یکم پیوند مهر ایران افرادی هستند که در سن ازدواج بوده و يا قصد ازدواج در آينده‌اي نزديک دارند. در اين طرح افراد مي‌توانند با افتتاح حساب قرض‌الحسنه ويژه پس‌انداز طرح يکم پيوند مهر ايران، از تسهيلات قرض‌الحسنه كمك هزينه ازدواج اين بانك تا سقف ۴۰۰ ميليون ريال با كارمزد ۴ درصد برخوردار شوند. البته نخستين موعد براي بهره‌مندي از اين تسهيلات كسب حداقل يك سال ميانگين است.
افزون بر این افرادی که هم‌اکنون در سن ازدواج نبوده یا والدیني که قصد تأمين آتي مايحتاج ضروري ازدواج فرزندانشان در آينده را دارند، مي‌توانند در چارچوب طرح دوم پيوند مهر ايران تسهيلات دريافت کنند. در اين طرح افراد مي‌توانند با افتتاح حساب قرض‌الحسنه ويژه پس‌انداز طرح دوم پيوند مهر ايران، از تسهيلات قرض‌الحسنه كمك هزينه ازدواج اين بانك تا سقف جمعي ۸۰۰ ميليون ريال با كارمزد ۴ درصد برخوردار گردند. گفتني است اولين موعد براي بهره‌مندي از اين تسهيلات كسب حداقل ۵ سال ميانگين است.
بانک مهر ایران امیدوار است با مجموعه این اقدامات توانسته باشد گام‌های مؤثري براي تسهيل ازدواج جوانان ايراني برداشته باشد و بخشي از دغدغه‌هاي ايشان و خانواده‌هايشان را در حوزه هزينه‌هاي مورد نياز براي ازدواج مرتفع کند. اميد که در آينده نزديک هيچ زوجي نگران هزينه‌هاي ازدواج خود نباشند و بتوانند با خاطري آسوده و بدون دغدغه مالي تشكيل خانواده دهند.

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